29th October 2002

Pekka Lankinen, Portfolio Manager, Equities
Sampo Group

"We appreciate mostly the company valuation models. They are something that others do not have and thus something that differentiate this service. We see the models as an essential tool in decision-making. It saves us considerable amount of time as we get always-updated models as a starting point of our own analysis."

"We have used the model also for analysing unlisted companies. Thereby we of course have to start the work with empty table i.e. blank model but it still helps that we have a flexible and easy-to-use model as a basis instead of Excel-worksheet."

Sampo is Finland's first full service financial group. We offer our retail, corporate and institutional customers all services relating to banking, insurance and investment banking operations. We focus especially on developing competitive services for our customers who are interested in long-term saving and to whom we wish to offer expert advice and service solutions fitting the customers' situation.

28th October 2002

Anders Svartbäck, Partner
Fondita Fund Management Company Ltd

"We have appreciated the possibility to get all the relevant figures from almost every listed company in Helsinki Stock Exchange as tables and illustrative graphs. It is also very important that the system offers the numbers fresh, i.e. always updated."

"Also other brokers provide us with numbers on their web-pages but not so comprehensively and neatly: e.g. the net sales and ebit figures are available even in divisional/quarter level - from all companies in html-format."

"With our small cap fund we follow some smaller companies carefully and thereby we do not always agree with the estimates provided by the broker. Especially since the brokers tend to follow the smaller companies with fewer efforts. Thereby we appeciate very much the unique possibility to use the valuation models from the database. With the help of them it is very practical to test the impact of our own assumptions to the key figures and valuation of the company. Every model is in this sence great help even though we would have a very different opinion about the estimates. The history is of course always indisputable and with the history and practical valuation model it is very easy to build your own valuation scenarios."

"What we are looking forward to see very much is that we would get also data from foreign companies. With our Nordic focus that would be outmost important additional feature to this already interesting and useful system."

Helsinki-based Fondita Fund Management Company Ltd operates independently of banks, stockbrokers and corporate finance companies. Our focus is solely investment fund operations. At Fondita, the interests of the fund's unitholders come first. We offer expert investment fund management to individuals as well as societies and corporations.

Timo Maasilta, Chairman
The Land and Water Technology Foundation

25th October 2002

"This product suits our investment information needs very well. Company and SectorViews provide us with a good general outlook of the companies and sectors we are interested in.

The information is always fresh as estimates are updated instantly and the system updates the price information every day. Also the Research Library section is very useful and easy to use. Generally speaking the system has improved the transparency and delivery of the broker research considerably."

Maa- ja vesitekniikan tuki Ry is a foundation whose mission is to aid and promote both conceptually and financially the hydrotechnics field, associated environmental technology, research and education of soil protection and solving the issues conserning rural planning and construction.